{"id":926,"date":"2023-02-09T09:35:17","date_gmt":"2023-02-09T04:05:17","guid":{"rendered":"https:\/\/jaduikahaniya.com\/news\/?p=926"},"modified":"2023-02-09T09:35:20","modified_gmt":"2023-02-09T04:05:20","slug":"sbi-education-loans","status":"publish","type":"post","link":"https:\/\/jaduikahaniya.com\/news\/sbi-education-loans\/","title":{"rendered":"SBI Education Loans 2023 Apply Now"},"content":{"rendered":"\n<p>State Bank of India Education Loans 2023\/24 | SBI Education Loans Apply Now<\/p>\n\n\n\n<p>SBI Education loans are for both domestic and international courses. You can get a loan to study for both vocational and professional degrees. Offers interest rates start at 6.65%.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/jaduikahaniya.com\/news\/wp-content\/uploads\/2023\/02\/SBI-Education-Loans-Apply-Now-1024x580.jpg\" alt=\"SBI Education Loans Apply Now\" class=\"wp-image-927\" width=\"512\" height=\"290\" srcset=\"https:\/\/jaduikahaniya.com\/news\/wp-content\/uploads\/2023\/02\/SBI-Education-Loans-Apply-Now-1024x580.jpg 1024w, https:\/\/jaduikahaniya.com\/news\/wp-content\/uploads\/2023\/02\/SBI-Education-Loans-Apply-Now-300x170.jpg 300w, https:\/\/jaduikahaniya.com\/news\/wp-content\/uploads\/2023\/02\/SBI-Education-Loans-Apply-Now-768x435.jpg 768w, https:\/\/jaduikahaniya.com\/news\/wp-content\/uploads\/2023\/02\/SBI-Education-Loans-Apply-Now-1536x870.jpg 1536w, https:\/\/jaduikahaniya.com\/news\/wp-content\/uploads\/2023\/02\/SBI-Education-Loans-Apply-Now.jpg 1600w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">SBI Education Loans Apply Now<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">SBI Student Loan<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maximum loan amount more than 20 lakhs<\/li>\n\n\n\n<li>Repayment period up to 15 years after completion of the course with 12 months grace period.<\/li>\n\n\n\n<li>Processing fee applied above 20 lakhs of Rs.10,000 + GST.<\/li>\n\n\n\n<li>Up to loan amount Rs. 7.5 lakhs no collateral or guarantor required.<\/li>\n\n\n\n<li>Interest rates applied 8.65% pa<\/li>\n\n\n\n<li>For Girls 0.5% discount on interest rate<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Scholar Loans<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maximum loan amount more than 40 lakhs<\/li>\n\n\n\n<li>Repayment period up to 15 years after completion of the course with 12 months grace period.<\/li>\n\n\n\n<li>Processing fee applied \u2013 NIL.<\/li>\n\n\n\n<li>No collateral needed, only guardian as co-borrower.<\/li>\n\n\n\n<li>Interest rates applied 6.65%- 8.15% pa<\/li>\n\n\n\n<li>Indian National who is chosen via passing entrance exam or selection process.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Studies abroad \u2013 SBI Global ED-Vantage<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maximum loan amount more than 1.5 crores<\/li>\n\n\n\n<li>Repayment period up to 15 years after completion of the course with 12 months grace period.<\/li>\n\n\n\n<li>Processing fee applied \u2013 Rs.10,000<\/li>\n\n\n\n<li>Tax Benefit under section 80(E)<\/li>\n\n\n\n<li>Interest rates applied 6.65%- 8.65% pa<\/li>\n\n\n\n<li>Online application process<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Skill Loan<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum loan amount Rs.5,000 and Maximum 1.5 lakhs<\/li>\n\n\n\n<li>Loan Repayment<\/li>\n\n\n\n<li>Up to 50,000 \u2013 3 years<\/li>\n\n\n\n<li>50,000 to 1 lakh \u2013 5 years<\/li>\n\n\n\n<li>More than 1 lakh \u2013 7 years<\/li>\n\n\n\n<li>No collateral needed<\/li>\n\n\n\n<li>Processing fee applied \u2013 NIL.<\/li>\n\n\n\n<li>Interest rates applied 6.65%- 8.15% pa<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Takeover Education Loan<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Switch your education loan to SBI and you can reduce your EMIs<\/li>\n\n\n\n<li>Minimum loan amount Rs.5,000 and Maximum 1.5 lakhs<\/li>\n\n\n\n<li>Repayment period up to 15 years after completion of the course with 12 months grace period.<\/li>\n\n\n\n<li>Processing fee applied \u2013 NIL.<\/li>\n\n\n\n<li>Interest rates applied 6.65%- 8.65% pa<\/li>\n\n\n\n<li>For Girls 0.5% discount on interest rate<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Eligible Courses for studying abroad<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regular Graduate Degrees<\/li>\n\n\n\n<li>Regular Post-Graduate Degrees<\/li>\n\n\n\n<li>Certificate Courses<\/li>\n\n\n\n<li>Doctorate<\/li>\n\n\n\n<li>Diploma Courses<\/li>\n<\/ul>\n\n\n\n<h1 class=\"wp-block-heading\">How to Apply for SBI Education Loans<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Offline Application<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit your nearest SBI branch.<\/li>\n\n\n\n<li>Take all the required documents with you.<\/li>\n\n\n\n<li>Understand the terms and conditions applied.<\/li>\n\n\n\n<li>Fill out the application form and submit it.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Online Application<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Go to the SBI website<\/li>\n\n\n\n<li>Click on loans, Select Education loans<\/li>\n\n\n\n<li>You will be directed to the educations loans various schemes page<\/li>\n\n\n\n<li>Choose the scheme you required<\/li>\n\n\n\n<li>Click on Apply now<\/li>\n\n\n\n<li>An application form will be opened<\/li>\n\n\n\n<li>Fill in the details asked<\/li>\n\n\n\n<li>Submit the documents asked<\/li>\n\n\n\n<li>Submit the application<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Basic Documents required for SBI Education Loans<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ID proof (Voter id\/adhar card\/passport\/PAN card\/Driving license)<\/li>\n\n\n\n<li>Address proof<\/li>\n\n\n\n<li>Passport size photo<\/li>\n\n\n\n<li>Academic records<\/li>\n\n\n\n<li>Admission proof \u2013 offer letter\/admission letter<\/li>\n\n\n\n<li>Bank statements of past 1 year<\/li>\n\n\n\n<li>If any other loan is taken, that loan details<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">For Co-applicant<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ID proof (Voter id\/adhar card\/passport\/PAN card\/Driving license)<\/li>\n\n\n\n<li>Address proof<\/li>\n\n\n\n<li>Passport size photo<\/li>\n\n\n\n<li>Bank statements of past 1 year<\/li>\n\n\n\n<li>If any other loan is taken, that loan details<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">SBI Interest Subsidy Schemes<\/h2>\n\n\n\n<p>Dr. Ambedkar Central Sector Scheme \u2013 This scheme is applied for higher studies abroad linked with an education loan scheme for students who want to pursue a master\u2019s degree. This scheme is for Economically week class.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Contact Details<\/h3>\n\n\n\n<p>Call \u2013 1800110009 \/ 18004253800<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><a href=\"https:\/\/sbi.co.in\/web\/personal-banking\/loans\/education-loans\" target=\"_blank\" rel=\"noopener\">Official Website \u2013 SBI Education Loans<\/a><\/strong><\/h4>\n\n\n\n<p>Padho Pradesh Scheme \u2013 This scheme is also applied for higher studies abroad linked with an education loan scheme for students who want to pursue a master\u2019s degree. This scheme is for the Economically weak class and minority section of society.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>State Bank of India Education Loans 2023\/24 | SBI Education Loans Apply Now SBI Education loans are for both domestic and international courses. You can get a loan to study &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"SBI Education Loans 2023 Apply Now\" class=\"read-more button\" href=\"https:\/\/jaduikahaniya.com\/news\/sbi-education-loans\/#more-926\" aria-label=\"More on SBI Education Loans 2023 Apply Now\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":927,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-926","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/posts\/926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/comments?post=926"}],"version-history":[{"count":0,"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/posts\/926\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/media\/927"}],"wp:attachment":[{"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/media?parent=926"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/categories?post=926"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jaduikahaniya.com\/news\/wp-json\/wp\/v2\/tags?post=926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}