{"id":1881,"date":"2025-02-15T19:05:54","date_gmt":"2025-02-15T13:35:54","guid":{"rendered":"https:\/\/jaduikahaniya.com\/news\/?p=1881"},"modified":"2025-02-15T19:05:56","modified_gmt":"2025-02-15T13:35:56","slug":"pmjdy","status":"publish","type":"post","link":"https:\/\/jaduikahaniya.com\/news\/pmjdy\/","title":{"rendered":"(PMJDY)) : Download Latest Application Form"},"content":{"rendered":"\n

(PMJDY)) Pradhan Mantri Jan-Dhan Yojana 2024: Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, a basic savings & deposit accounts, remittance, credit,  insurance, pension in an affordable manner. Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account.<\/p>\n\n\n\n

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Pradhan Mantri Jan-Dhan Yojana 2024: Overview<\/strong><\/h2>\n\n\n\n

\u2022 Name of the scheme<\/strong> : Pradhan Mantri Jan Dhan Yojana<\/p>\n\n\n\n

\u2022 Where to take profit<\/strong> : Avail benefits all over India<\/p>\n\n\n\n

\u2022 Application Process<\/strong> : Offline<\/p>\n\n\n\n

\u2022 Article type<\/strong> : Government scheme<\/p>\n\n\n\n

\u2022 Payment Process<\/strong> : Online<\/p>\n\n\n\n

\u2022 Name of Department<\/strong> : Ministry of Finance<\/p>\n\n\n\n

\u2022 Benefits Amount<\/strong> : An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available<\/p>\n\n\n\n

\u2022 Official Website<\/strong> : pmjdy.gov.in<\/p>\n\n\n\n

Achievements under Pradhan Mantri Jan-Dhan Yojana 2024<\/strong><\/h2>\n\n\n\n

\u2022 Approx. 32.41 crore Jan Dhan accounts have been opened with more than Rs 81,200 crore of deposit balance.<\/p>\n\n\n\n

\u2022 53% women Jan Dhan account holders and 59% Jan Dhan accounts are in rural and semi urban areas. More than 83% operative Jan Dhan accounts (except states of Assam, Meghalaya, J&K) are Aadhaar seeded, with issuance of approx 24.4 crore RuPay cards to these account holders.<\/p>\n\n\n\n

\u2022 More than 7.5 crore Jan Dhan accounts receiving DBTS.<\/p>\n\n\n\n

\u2022 Banking Correspondents (BCs) have been deployed in 1.26 lakh Sub Service Areas (rural areas), each catering to 1000-1500 households. Nearly 13.16 crore Aadhar Enabled Payment System (AePS)  transactions have taken place through BCs during the month of July, 2018.<\/p>\n\n\n\n

\u2022 13.98 crore subscribers under Pradhan Mantri Suraksha  Bima Yojana (PMSBY) with 19,436 claims, involving an amount of Rs. 388.72 crore settled so far.<\/p>\n\n\n\n

\u2022 Similarly, 5.47 crore subscribers under Pradhan Mantri Jeevan Jyoti  Bima Yojana (PMJJBY) with 1.10 lakh claims, involving an amount of Rs. 2206.28 crore settled so far.<\/p>\n\n\n\n

\u2022 1.11 crore persons have subscribed for Atal Pension Yojana (APY).<\/p>\n\n\n\n

Pradhan Mantri Jan-Dhan Yojana 2024 Benefits<\/strong><\/h2>\n\n\n\n

\u2022 One basic savings bank account is opened for unbanked person.<\/p>\n\n\n\n

\u2022 There is no requirement to maintain any minimum balance in PMJDY accounts.<\/p>\n\n\n\n

\u2022 Interest is earned on the deposit in PMJDY accounts.<\/p>\n\n\n\n

\u2022 Rupay Debit card is provided to PMJDY account holder.<\/p>\n\n\n\n

\u2022 Accident  Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.<\/p>\n\n\n\n

\u2022 An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available.<\/p>\n\n\n\n

\u2022 PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti  Bima Yojana (PMJJBY), Pradhan Mantri Suraksha  Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme.<\/p>\n\n\n\n

Who can benefit from Pradhan Mantri Jan-Dhan Yojana?<\/strong><\/h2>\n\n\n\n

\u2022 A basic savings bank account is opened for a person without a bank account.<\/p>\n\n\n\n

\u2022 The age of the applicant should be above 10 years.<\/p>\n\n\n\n

Pradhan Mantri Jan Dhan Yojana 2024 Document List<\/strong><\/h2>\n\n\n\n

Pradhan mantri jan dhan yojana 2024 requirement of document list below.<\/p>\n\n\n\n

If Aadhaar card then no other document is required.<\/p>\n\n\n\n

  \u2022 If Aadhaar Card is not available then Government approved document like Election Card, Pan Card, Election Card, Driving License, Passport, NREGA Card.<\/p>\n\n\n\n

  \u2022 If an applicant does not have any of the above documents.. they are included in the \u201clow risk\u201d category by the bank. Who can open a bank account by presenting the following proofs.<\/p>\n\n\n\n

(a) Applicant\u2019s Photo Identity Card issued by Central\/State Government Departments, Statutory\/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions;<\/p>\n\n\n\n

(b) Letter issued by a Gazetted Officer with a duly attested photograph of the said person.<\/p>\n\n\n\n

Important Links<\/strong><\/h2>\n\n\n\n

\u2022 Official Website : Click Here<\/a><\/strong><\/p>\n\n\n\n

\u2022 Download Application Form in English : Click Here<\/a><\/strong><\/p>\n\n\n\n

\u2022 Download Application Form in Hindi : Click Here<\/a><\/strong><\/p>\n\n\n\n

Pradhan Mantri Jan-Dhan Yojana Frequently Asked Questions:<\/strong><\/h2>\n\n\n\n

What is Pradhan Mantri Jan-Dhan Yojana?<\/strong><\/p>\n\n\n\n

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission of financial inclusion to ensure affordable access to financial services like banking\/savings and deposit accounts, remittances, loans,  insurance, pensions.<\/p>\n\n\n\n

Can a joint account be opened in Pradhan Mantri Jan-Dhan Yojana?<\/strong><\/p>\n\n\n\n

Yes, a joint account can be opened.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

(PMJDY)) Pradhan Mantri Jan-Dhan Yojana 2024: Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, a basic savings & deposit accounts, … <\/p>\n

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