If you are also planning for safe investment then LIC has brought you a better option. Here you will get tremendous profit even in 1 rupee. Actually LIC prepares policies keeping in mind all categories of people. Jeevan Shiromani Yojana, a policy of LIC, is also one such great scheme. This is a safe savings plan. Tell us about this policy.
1 Crore Sum Assured
Actually, LIC’s Jeevan Shiromani Plan is a non-linked plan. In this, you get an insurance guarantee of at least Rs 1 crore. LIC continues to offer many good policies to its customers to protect their lives.
What is the perfect plan?
Jeevan Shiromani (Table No. 847) of LIC launched this scheme on 19th December 2017. This is a non-linked, limited premium payment money back plan. It is a market linked benefit plan. This scheme is specially designed for HNI (High Net Worth Individual). The scheme also provides cover for critical illnesses. It also has 3 optional riders available.
Get Financial Assistance
Jeevan Shiromani Yojana provides financial assistance to the policyholder’s family in the form of death benefit during the policy term. In this policy, payment facility is provided during the fixed period of time in the condition of survival of the policyholders. Apart from this, a lump sum is also given on maturity.
આ પણ જુઓ:- આધાર કાર્ડથી 3 લાખ રૂપિયાની લોન મેળવો
See
Survival Benefit A survival benefit is a fixed payment made upon the survival of the policyholder. Under this, this is the payment process.
1. 14 Year Policy – 10th & 12th Year 30-30%
of Sum Assured 2. 35-35% of Sum Assured 16 Years – Policy for 12th & 14th Year
3. 18 Year Policy – 14th & 16th Year 40-40% of Sum Assured
4 .20 year policy -16th and 18th year 45% each of sum assured.
Know how much loan you will get
The feature of this policy is that during the policy term the customer can take a loan based on the surrender value of the policy. But this loan will be available only on the terms and conditions of LIC. Policy loans will be available at interest rates determined from time to time.
Terms and Conditions
1- Minimum Sum Assured – Rs. 1 Crore
2- Maximum Sum Assured: No Limit (Basic Sum Assured will be in multiples of 5 lakhs.)
3- Policy Term: 14, 16, 18 and 20 years
4- Till Premium Payable: 4 Years
5- Minimum Age for Enrollment: 18 years
6- Maximum age for enrollment: 55 years for 14 years policy; 51 years for a 16-year policy; 48 years for an 18-year policy; 45 years for a 20 year policy.
